Having any kind of car accident can be very life-changing and lead to a lengthy bureaucratic process that can be costly and time-consuming. Claiming from insurers, paying hospital bills, getting your car repaired, and even possibly going to court are all tasks that no one enjoys much at all. All this can also be much more frustrating when faced with a permanent disability.
Being in a Car Accident That Causes Permanent Injury to Someone Else
As someone who may have caused an injury or disability in a car accident, you have certain rights. Some things to keep in mind are:
- The chances of you ever having to pay a penny out of your pocket are extremely unlikely.
- The insurance company and their lawyer will keep the amount of coverage you have a secret.
- The injured party can’t sue your insurer. They can only sue you.
These rights can vary depending on where you live, so make sure you consult a lawyer about area-specific ones in your area. It’s essential to know what these rights are because it can help you greatly in the case of an accident.
Being Permanently Injured in a Car Accident
It’s essential to know what to do after you get injured in a car accident. You or someone in the car with you should do the following:
- Document the scene
- Collect all medical documents
- Get repair estimates
- Talk to any witnesses
Collect as much evidence as possible. You will need plenty of it if you want to make a claim and seek some reimbursement from the other party. You should find a lawyer for this. If you’re met with delays or get blocked, a lawsuit is usually the next step to take.
Financial Effects of Permanent Disability
Any form of disability can change how you live your daily life. In many cases, a long term disability caused by a car accident can result in you not being able to work for an average of 34 months. Losing any form of income can be difficult, but it’s much worse when you’re stuck, paying for multiple things at the same time. If you’re fortunate, you can claim from your insurance, but that might not always be so simple.
In many areas, you’re entitled to treatment regardless of who’s at fault for the accident. In some cases, your insurer or your workplace may refuse or suddenly stop your payment. This may be because they claim that you’re not accurately describing the severity of your injury.
The lawyers of diamondlaw.ca say: “You shouldn’t have to add to that suffering by challenging a claim denial alone,” and they are absolutely correct. Make sure you have proof from the doctors of exactly how the accident has affected you.
Whether you’re the cause or the victim of a car accident, you should always know what you’re entitled to getting. Knowing your rights and having the right lawyer helping you can make dealing with the situation more manageable. Being appropriately informed can also help to deal with the changes that permanent disabilities introduce to your life.