Getting Hurt In An Accident: What You Need To Do

Getting hurt is never something that you plan to do but when it is at the fault of another then you deserve to be compensated. This is especially true if you have incurred any medical bills or have lost any time at work. Injuries can last a lifetime and the mental anguish of being involved in a serious accident can linger for years. What you do even in a hectic time like after an accident can determine how you are compensated afterwards. The following are tips that will help you with what you should do immediately after an accident as well as the days after.

Get As Many Pictures As Possible

With all of the technology available today you can get all of the pictures as well as the video of the accident scene regardless of where it is. If you have been rear ended or side swiped then you should also take pictures of the skid marks. These can help prove that the other party was speeding or driving in an erratic manner. If you are unable to get out of the car then have a witness or other person from your car take the pictures. If you feel like you have hurt anything in a serious manner it is important not to move as spinal injuries can worsen with movement.

Wait Until The Next Day To Call Your Insurance Company

There are going to be people that tell you it is imperative to call your insurance company the day of the accident. Let yourself calm down and review the details of the accident before calling your agent. You do not want to be flustered and say something that can imply fault on your side or state that you were distracted in some manner. The insurance company’s job is to protect you but they will not do this if they feel like there is any reasoning at all that you were driving in a distracted manner. Only state the facts from the accident report and do not offer other extraneous details as these could actually harm your case.

Seek Medical Attention For Any Issues

If you are having any issues that you feel are due to the accident it is important to go to the doctor in order to get documentation. There are some injuries that tend to linger for years after an accident so do not try to act tough as the pain might not go away at all. If you do have an injury make sure that you also document the therapy needed as these can be parts of a settlement. Do not lose money on account of another person’s negligence.

Discuss With a Lawyer or Other Legal/Medical Expert

Speaking with a lawyer is extremely important as there are certain time frames that you have to file a claim. The lawyer will be able to handle all the paperwork that tends to get tedious. With prior experience this lawyer will also be able to figure out if you should settle out of court or take it to trial. Trials can include a medical expert witness which can help state that your injury is the direct impact of the accident that was had. This can be enough to convince a judge or jury to reward you quite a bit of money!

Is it Safe to Drive after Chemotherapy?

Chemotherapy can have unpredictable effects. Some people feel fine for the first few hours after treatment, while others have a difficult time functioning normally.

Those who feel fine may think they’re perfectly capable of getting themselves home, but is driving really a good idea after chemotherapy?

Is It Legal to Drive after Chemotherapy?

In most cases, it’s legal to drive after a chemotherapy session, but whether or not it’s a good idea is another story.

Before taking the keys, talk to your doctor or nurse. The drugs prescribed along with the chemo may affect your ability to drive.

The Side Effects of Chemo

Most chemotherapy patients understandably want to maintain their independence throughout the treatment process. But it’s important to discuss the potential side effects that may make it unsafe to drive.

Chemotherapy can affect your:

  • Vision
  • Judgment
  • Motor skills

The side effects that you experience will depend on the chemotherapy used in your treatment. The chemotherapy drug Altima, which can be used to treat mesothelioma,  can cause severe diarrhea and tiredness. Survivingmesothelioma.com offers some great resources for mesothelioma treatment. Other chemotherapy drugs, like those used to treat oral cancer, may just cause hair loss and changes to the skin.

Unfortunately, chemo has many unpleasant side effects, like vomiting, nausea and fatigue. Some people feel these effects immediately, while others don’t feel them for a few hours or a full day.

All of these side effects may not only affect your ability to drive, but your desire, too. You may find it difficult to concentrate or stay alert after treatment. Many people find that the treatments wipe them out completely. Extreme fatigue will prevent you from being able to drive safely.

Other people have extreme nausea, vomiting and/or diarrhea right away. These side effects can make it difficult or impossible to concentrate on the road. In this case, you may want to have a close friend or family member drive you home – and take precautions to make sure you’re prepared for the ride home.

While blurred or double vision is rare after chemo, these side effects are still possible, and they can affect your judgment. Some other drugs that go along with chemo may cause drowsiness, which can affect your reaction time.

Everyone’s response to chemo is different, which is why you should take it easy and slow at first until you know how you’ll respond.

Should You Really Drive after Chemo?

While everyone responds to chemo differently, your doctor will likely recommend that you get a ride home after your first session to gauge your tolerance.

If you respond well, your doctor may give you the green light to drive yourself home after future sessions.

Even if you typically tolerate the drug well, you should still have a backup plan in place. Some days will be better than others, so have someone ready and able to drive you home if you don’t feel 100% okay.

Most people find that they are able to drive to and from their treatment sessions, but it’s best not to take any chances after the first treatment. Have someone ready and able to take you home until you know how you’ll react to the drug.

Getting to and From Chemo Sessions

What if you can’t drive home from chemo and you can’t get a ride from friends or family?

Consider calling a local taxi service or using public transportation. If available in your area, you can also use Uber to get home.

If none of these options are available, the American Cancer Society can connect you with patient transportation services.

A volunteer organization called The Society also offers a program called Road to Recovery, which offers transportation to people undergoing chemotherapy.

Things to Consider before Buying a Car

Planning to buy new car? Buying a new car can be extremely emotional decision. Especially when you are buying your first new car. Maybe it is passion or love towards car and as a prospective buyer, you might be expecting best possible deal on your car loans when you are planning to gift a new car for yourself. Here in this article, we will be sharing few useful tips that will help you to negotiate on car loan.

Image credit: flickr.com

Things to Consider before Buying a Car

Check out some of the important points that helps you to get your dream car without any hassle and difficulties, where other people unknowingly fall into trap by salesman.

Negotiate Car Price, Not EMI

When you have found your dream car and ready to buy it, you will be taken to sales person who helps you to do your car loan and further help. He might also give you the best friendly advice based on some questions like how much you can pay each month, what is your monthly salary etc. But before you gets impressed with that salesman, you should take a step back.

Don’t fall into trap where your car price becomes subject to your payment capability. You should always try to negotiate car price. Not your EMI. You should think that each car dealers keeps handsome margin on each car sale. So best way to do is ask quotation from multiple car dealers for the same car. So that you can compare car price and find the best deal on your dream car.

Find Best Money Lender

Most of the time, we have seen that from where we purchase our car, they ask us to take a car loan from their partnered bank. They says they will easily approved with their partnered bank, but the thing is that dealers have partnership offer which banks. Which end up shelling out lot more than they would have to had.

If you opt for car loan, make sure you research the interest rates in the Market. Compare car loan rates from various bank with your own eligibility. After that, go with the best one which offers you good benefits and approve your car loan. Don’t go for where dealer suggest.

Opt for good rate of Interest

Car loan interest rates is the first thing to consider before you buy one car for you at loan. Your credit score above 750 helps you to find out the best interest rates as higher CIBIL score gives you the power to negotiate the rate of interest.

Opt for short loan tenure

Also don’t fall into traps from the car dealers who ask you to pay lowest EMI every month. Keep in mind that, the lowest amount you pay each month as an EMI, your loan tenure will increased. Try to decide the best possible EMI that you can pay each month from your salary or savings, so that you can get debt-free within minimum time as possible.

Here in this article, we wrote in details about the things that you should keep in mind before buying a car at loan and choosing best lender in the market. Share your views in the comments about this article. Have you ever applied for car loan?

What is Truck Sharing and Why Should You Care About It?

Startup companies have not only turned industries upside down, but they have created an on demand revolution. From hotel rentals to food delivery to laundry, startups around the world are using the gig economy to provide services at a faster and lower cost.

 

Vehicle sharing is a huge component for many gig economy companies and, as I’m sure you know, trucks are not the most MPG friendly vehicles out there. This has kept truck owners from diving into the gig economy the same way other vehicle owners have. Luckily, companies such as GoShare have arrived with a truck sharing business model that helps truck owners, individuals, and businesses.

 

Truck sharing allows trucks owners to help people move and deliver large items, perfect for those times you just need a friend with a truck. Instead of renting a truck and doing all the heavy lifting yourself, you can connect with truck owners who will help you load, deliver, and unload your items on demand. Truck owners get paid for transporting the cargo and their labor while customers get a helping hand and a truck on demand, so it’s a win-win for both parties.

 

The scope of truck sharing is more than just helping out individuals who are trying to snag a great couch they found on Craigslist. Truck sharing is perfect for businesses who use traditional delivery companies. Instead of paying hefty flat rates that take 5-7 business days to deliver items for their customers, businesses are turning to truck sharing companies to increase sales and lower delivery costs.

 

The rise of the gig economy allows companies to tap into an overlooked resource, namely truck owners, and pay them fairly. For instance, GoShare delivery professionals can make over $70 an hour, plus tips. And as we all know by now, paying independent contractors a fair wage goes a long way for any gig economy company. The need for a better moving and delivery experience from both businesses and individuals allows truck owners to finally turn their vehicle into a money making machine.

 

In these fast times we live it seems like a new company pops up everyday with some world changing idea. Even though truck sharing is still a new concept, relative to car sharing (which in turn is still a new concept in and of itself), it’s definitely something that should be on your radar.

How to Fix Chips & Cracks in Your Windshield DIY Guide

It’s such a beautiful day outside. Birds are chirping, the sun is shining, and the traffic seems to be going around smoothly. You’re seconds away from starting to sing Louis Armstrong’s What a Wonderful World when a random rock comes into full contact with your windshield.

Crack! Your face suddenly went white, then red, and probably thought through every murder plan possible before the realization hits: you’re going to have to change your windshield. But when you think about how much it’s going to cost you, you feel faint.

Becoming the Mechanic

What if we told you that you didn’t necessarily have to change it completely? Yes, it’s cracked; but yes, you can also fix it or at least make the damage less visible.

First, you should start by purchasing a windshield repair kit. Every auto store should have one, and it won’t cost you an arm and a leg either. Aside from the kit, you will also need the following items:

  • Glass cleaner
  • Clean razor blades
  • Paper towels
  • Tape

It’s also recommended that you don’t attempt to fix your windshield during a hot day. The resin that comes with the kit will harden too fast, and you won’t be able to blend it into the crack.

Conquering the Crack

If you have the tools ready, you may start with the repairing steps:

  1. Clean the surface. Take a glass cleaner and clean around the area. The kit comes with suction cups, and this will help it adhere much better to the surface. After that, take the razor blades and pick out any chips or debris that may be in the crack.
  2. Place the suction cups. Position the center tool over the chip and secure its four arms into place. Adjust if necessary.
  3. Insert the repair tube. Tread it right into the center of the suction cup tool. To prevent de-centering or further damage, you might want to screw it by hand.
  4. Open the tube and add the resin. Place the tip of the resin bottle over the tube, and give it some gentle squeezes. Depending on the size of the crack, you may not even need to add a lot. Generally, two drops are enough, but if the crack is bigger, you might add four just to be safe.
  5. Insert the plunger immediately. You need to tighten it all the way down in order to force the resin into the damaged area. Give the resin a minute to penetrate the chip.
  6. Remove the suction cup. Place some finishing film over the most area and use the blade once more to press the resin towards the edges.
  7. Leave the film for ten minutes until the resin dries. Don’t worry if it’s still a bit wet, as long as it’s clear.

After this, your windshield will look as good as new – and you won’t have to pay fortunes to get the result either. Still, if you do require new glasswork, you may want to go for the windshield replacement company Dealer Auto Glass for professional help.