,

Can I Have a Car Without Auto Insurance?

Source

Can I have a car without auto insurance? 

Federal laws impose auto insurance, which means that you can’t drive legally without it. Auto insurance is proof of liability in the case of a crash. Every state requires it for the protection of pedestrians and other vehicle drivers. Keep in mind that each state has different regulations regarding the required coverage and the penalties that you would face if you don’t have insurance. 

Auto insurance is a must-have for every vehicle owner. We are all aware of the fact that the monthly premiums can be costly and will require you to adjust your budget. But, keep in mind that driving without obtaining your auto insurance first is a bad idea. There are so many reasons for this, starting from your own safety to obliging the laws.

Another thing that you should keep in mind is that the legal minimums imposed by your state might not be enough to cover certain expenses. It is always better to analyze thoroughly before you get a car insurance policy. Check the requirements and see if they would sound reasonable. In any case, you want to protect yourself and obey the laws. You can check a car insurance estimate to see the estimated amounts. 

Why do you need it?

In the case of an accident, car insurance will cover the injuries and damage. 

Different insurance policies will have different coverage. For example, you can protect your car from theft or fire as well. 

Insurance is required in the case when you finance your car. Your lender will want to have it protected and will require proper insurance. 

What happens if you don’t have car insurance?

How will this affect you personally? In the case of an accident, you will take full responsibility. This will include property damage and medical costs as well. If it is proven that it was made by your fault, you might be sued for the costs that the other side has because of you. 

But, this is not where it stops. By failing to obtain your insurance policy, you can get fined by the state. Each state has its own regulations regarding owning car insurance. However, keep in mind that the fines are rigorous. Also, don’t forget about the fact that you can get a license suspension. But the worst thing is that you might face jail for simply not having insurance. 

To sum it up

You shouldn’t own a car without obtaining your car insurance policy. Depending on the laws in your state, you can face rigorous fines, license suspension, or even jail time. But also, you have the liability in the case of an accident. All of these important factors will impose an auto insurance policy on your side. You will feel protected and secure when you know that you won’t face any expensive fines or lawsuits. 

Lawyer for Motorcycle Accident in Houston

Can I Have a Car Without Auto Insurance?