Factors that can Affect the Value of a  Car Crash Claim

A car crash can be a scary and life-changing experience. If you were injured in one and the other driver was found at fault, you may have anger or frustration toward the person who caused your injuries. However, there are also many opportunities to receive compensation for your losses if you can prove that negligence played a role in the accident. 

In this article, we’ll explore some of these factors so that you can make sure that your case has everything it needs to succeed!

The type of insurance the other driver holds plays a significant role in how much compensation you receive

If they have liability insurance, it will help them pay for damages to your car and possibly even compensate you for pain and suffering. If they don’t have any liability coverage, they’re not likely to cover any damages incurred by your vehicle during the accident.

The other driver might also carry comprehensive or collision coverage; these policies cover financial losses due to accidents and medical expenses related to injuries sustained (such as hospital bills).

The severity of your injuries plays a significant role in accident settlements

Physical injuries are temporary, while emotional ones can be long-lasting and even permanent. However, some physical injuries can also be permanent, like those leading to untreatable deformity or loss of body parts. 

If you have suffered a severe injury, you may be entitled to compensation for lost wages and medical bills as well as pain and suffering.

The role you played in the accident can affect your settlement

Your role in the accident can also impact how much compensation you receive. If you are partially at fault, this could also affect how much money you receive from your insurance company.

For example, if a driver was injured after being hit by an intoxicated driver and was found to be partially responsible for his injuries because he did not take proper safety precautions while driving, then his claim may not be worth as much as it would have otherwise been. 

The amount of medical bills affects the size of your settlement

The amount of medical bills you have to pay is a huge factor in determining what your settlement will be. If you have a lot of medical bills, then the value of your claim will be higher. However, if you have no medical costs at all and can prove that the other driver was at fault for causing the crash, then your payout may be lower. 

So before settling with anyone or trying to negotiate on their behalf, get an estimate from an expert who knows how much compensation should be paid based on actual bodily injury claims like yours before making any decisions about how much money should go towards damages versus attorney fees (which can often add up quickly).

The ability to prove negligence can impact your case and how much money you get

If you prove that the other driver was negligent, you will get more money in a car accident claim.

If you can’t prove negligence, however, or if your case is dismissed because of it (for example: if there’s no evidence of negligence), then the value of your claim might be reduced or even canceled altogether.

A victim’s willingness to go to court impacts a settlement offer

If you are willing to go to court, the insurance company will be more likely to offer you a settlement.

However, if you are unwilling to go forward with your case, it may be difficult for them to agree on a settlement amount with their attorney.

This can lead either way—if the victim is willing and able to pursue legal action against the at-fault driver’s insurance company (and win), they will likely receive more money in damages than if they had accepted liability without going through this process.


If you have been injured in a car accident, you must seek legal assistance as soon as possible. Don’t delay because you think your case will be complicated or expensive. If you are unsure whether or not this is the best option for you, don’t hesitate to get in touch with a reputable law firm today for more information about how to choose a car accident lawyer.

Author: Brandon Park